If you are considering moving your money, there are ways you can make the transition easier.

As much as I would like to take up the battle cry and say ‘do it now!’, I realise that – in this day and age – it’s not as easy to transfer bank accounts as it used to be.

I do a lot of bill paying online – though none of it automated – so transferring would involve making sure I had enough money at the right time to make all my payments on time.

But, I am already at a credit union, so I’m not concerned.

But if you’re sick of fees, I highly enourage you to at least look at your options.